Who We Are

Our Insurer
The American Life Insurance Company of New York ("American Life") is headquartered and domiciled in New York, with substantial operations in Louisville, KY. Founded in 1955, the company has specialized in life insurance and long-term investment products for the last 45 years, and is licensed to sell life insurance and annuities in all 50 US States and the District of Columbia. American Life has garnered an B+ rating from A M. Best.

Over the past year we have developed a proprietary online platform for underwriting and servicing life insurance policies; this platform provides customers with an immediate, lower cost and more convenient alternative to the traditional time-consuming process of obtaining life insurance.

Our Life Product
American Life is licensed to sell life insurance products throughout the US. In the course of 2002 we will introduce several life insurance products using state-of-the-art technology that will translate into savings for policyholders, as well as greater convenience and control for people applying for and administering life insurance policies.

Our newest term life insurance product, Instant Term, is a 10-year or 20-year fully underwritten individual life policy that requires no paper applications or mailing of documents. Applications are processed and approved online.

Our Company

 
   

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"The term life insurance is offered by The American Life Insurance Company of New York, a fully licensed, 50-state insurance carrier with its home office located in New York, New York. American Life has a rating of Excellent (A-) from A.M. Best (on a scale of A++ to F) for financial strength and operating stability. The product is an obligation of the insurance company and is not a deposit, not FDIC insured and is not insured by any government agency. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. The policy is issued as policy form 1-350 21-184 or a variation thereof. The product may not be available in all states"