"The term life
insurance is offered by The American Life Insurance Company of New York, a fully
licensed, 50-state insurance carrier with its home office located in New York,
New York. American Life has a rating of Excellent (A-) from A.M. Best (on a
scale of A++ to F) for financial strength and operating stability. The product
is an obligation of the insurance company and is not a deposit, not FDIC insured
and is not insured by any government agency. Life insurance policies contain
exclusions and limitations; benefits may vary due to misstatement of age or sex.
The policy is issued as policy form 1-350 21-184 or a variation thereof. The
product may not be available in all states"